Article: How DeFi Paves the Way for Financial Inclusion

Decentralized Internet, Innovation, Money

How DeFi Paves the Way for Financial Inclusion

According to the World Bank’s report from 2017, approximately 1.7 billion people worldwide don’t have a bank account today.

Not having access to this fundamental financial instrument is the main factor that stops them from realizing certain everyday functions. However, decentralized finance (DeFi) was created to meet all the requirements and demands of traditional banking — security, privacy, and accessibility — in a new way.

By transferring financial operations onto the blockchain, people will only need a smartphone or portable PC and a stable Internet connection to access the global financial system 24/7. How’s that for a step in the right direction?

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Article: Balancing data rights is about protecting human rights

Data, Open Source

Balancing data rights is about protecting human rights 

Governments and their citizens can no longer avoid these questions, as we work together to tackle climate change, racial injustice, gender inequality and other defining challenges of our age. We need to establish policies and practices that show how to govern data for the public good, while keeping those in power in check. This kind of commitment can help restore public trust and maximize benefits, from closing gender and racial gaps to dealing effectively with future pandemics. It will not be easy, but it will be worth it.

Article: Myanmar citizens find ways around crackdown on internet

Access, Advanced Cyber I/O, Autonomous Internet, Governance

File picture: PexelsMyanmar citizens find ways around crackdown on internet

hundreds of thousands of protesters and citizens in Myanmar are finding different ways to communicate online, downloading tools to bypass censorship restrictions and turning to alternative media sources and underground networks, according to new research.

They have moved to a mirror site of Facebook on the dark web, used apps that rely on Bluetooth technology to continue messaging each other and turned to lesser known social media platforms to stay connected, according to Recorded Future Inc., a closely held cybersecurity firm based near Boston.

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Article: Growth hacker uses crypto to help the unhoused

Crypto, Cultural Intelligence

Growth hacker uses crypto to help the unhoused

On March 20, the growth hacker set up posters on Wall Street with crypto expert Eloisa Marchesoni and listened to business pitches from unhoused individuals, many of whom don’t have the ability to apply for a loan through traditional banks. Arcaro approved 12.5 ETH — roughly $22,000 at the time of publication — in loans, with an average of 0.5 ETH going to each person.

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Article: Beyond Crypto: Getting Back To The Basics Of Blockchain

Blockchain, Crypto

BlockchainBeyond Crypto: Getting Back To The Basics Of Blockchain

Despite the hoopla surrounding blockchain-based investments, the goal of the technology is quite simple: to provide a secure record of transactions. Blockchains are basically super-secure ledgers that store encrypted sets of letters and numbers known as hashes in a chain of other transactions. The transactions are validated by all other computers involved with the chain, are time-stamped, and are virtually incorruptible due to the fact that the hashes from one block are contained in the previous block, which is linked to the block before it, and so on.

Those characteristics certainly make blockchain ideal for financial transactions, and banks could employ the system to bring greater speed, security and transparency to their operations. But banks have been slow to take up blockchain — instead, the technology is emerging in other, somewhat surprising industries.

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Article: Brave browser takes step toward enabling a decentralized web

Decentralized Internet

Brave browser takes step toward enabling a decentralized web

Brave has just taken a step toward supporting a decentralized web by becoming the first browser to offer native integration with a peer-to-peer networking protocol that aims to fundamentally change how the internet works. The technology is called IPFS (which stands for InterPlanetary File System), a relatively obscure transport protocol that promises to improve on the dominant HTTP standard by making content faster to access and more resilient to failure and control.

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