Article: The Node: Regulating Intermediaries in a DeFi World

Blockchain, Decentralized Internet, Governance, Money

The Node: Regulating Intermediaries in a DeFi World

The pace of innovation in crypto is difficult for regulators to keep up with, especially considering that, until now, there hasn’t been a proactive, cohesive, industry-wide attempt to manage the industry. Despite operating under a hodgepodge of rules, frameworks and recommendations, crypto has ballooned. And regulatory attention with it.

“The existing framework is simply inapplicable to a system predicated on the absence of intermediaries,” Director of the Blockchain Association Kristin Smith said in an interview following her Consensus 2021 appearance. This is an important point: Decentralized tools exist as the antithesis of a financial system where trusted custodians are needed to manage one’s money.

Article: Web 3.0 Is Coming for the Sharing Economy

Blockchain, Web 3.0

Web 3.0 Is Coming for the Sharing Economy

In other areas like decentralized computing infrastructure or financial services, a fairly typical business model is starting to emerge, where an open-source protocol is developed and a decentralized community takes over the long-term governance. A foundation or company is charged with doing the heavy work of maintaining and maturing the protocol in exchange for a sizable (but not dominant) chunk of the network governance and reward tokens.

This more mature decentralized approach balances the openness and transparency required to get buyers and sellers to join while putting enough incentive in the hands of a single entity to assure that someone takes a leadership position in maturing and shepherding the protocol forward.

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Article: BlockDown: DeFi institutional adoption is booming but gas fees hinder growth

Blockchain, Decentralized Internet

BlockDown: DeFi institutional adoption is booming but gas fees hinder growth

Panelists at a DeFi-focused talk held at the BlockDown conference on Thursday expressed their optimism at the past and future growth of decentralized finance, but highlighted the hurdles to adoption due to congestion on Ethereum.

“Decentralization is continuing, but what we’ve started to see is more and more delivery of DeFi through custodial interfaces, through fintech. And a lot of what we do is just education, advocacy, informing people about all the excitement. […] We are very surprised, often, by the extent to which regulated institutions are already participating in DeFi.”

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Article: History Can Teach Us What’s Next for DeFi

Blockchain, Decentralized Internet

History Can Teach Us What’s Next for DeFi

All of this has echos of Bitcoin’s rise to the mainstream. From obscure platforms used by a tiny minority to an explosion in popularity, following by increasing interest from first-movers willing to take a chance. If the cycle holds firm, the next wave will be inflow from firms outside of the cryptocurrency space. This will be followed by a full-on integration of DeFi into existing financial infrastructure, similar to what’s currently happening with Bitcoin. History often repeats itself, and if that happens with DeFi, then there’s never been a better time to get in on the ground.

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Article: Raze Network, First Polkadot Cross-Chain Privacy Protocol

Blockchain, Crypto, Web 3.0

Raze Network, First Polkadot Cross-Chain Privacy Protocol

  • Raze Network is the first cross-chain privacy protocol on Polkadot.
  • Raze aims to enhance private anonymous DeFi transactions.
  • Raze is gearing to launch its native token $RAZE via IDO.

Raze Network is the first Polkadot-based cross-chain privacy protocol. Notably, the blockchain uses zkSNARKs to provide end-to-end anonymity for the entire DeFi and Web 3.0 stack.

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Article: An NFT Ghost Game Offers a Glimpse of the Future of Finance

Blockchain, Crypto

An NFT Ghost Game Offers a Glimpse of the Future of Finance

With blockchain innovation, one can easily and cheaply package a product that provides exposure to a diverse basket of assets. What if you want to buy or sell an old-school REIT and a parcel of virtual land to the same counterparty at the same time? You can use the technology to efficiently create a product with a completely different risk profile for those who are seeking returns uncorrelated to traditional metrics.

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Article: DeFi’s money markets are finally luring in institutional investors

Blockchain, Decentralized Internet

DeFi’s money markets are finally luring in institutional investorsDeFi’s money markets are finally luring in institutional investors

The three main factors solidifying institutional interest in Bitcoin are the current historically low interest rates, the inflation rate and geopolitical instability. With near-zero interest rates expected for the foreseeable future, investors are gearing up to move their funds into alternative locations for securing wealth.

The United States Federal Reserve’s 2% inflation target has incited concern in investors fearing devaluation, and with tensions between the U.S. and China on a precarious edge, portfolios denominated in U.S. dollars are becoming riskier by the day.

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Article: DeFi’s TVL Added $35B in Q1 2021. What’s Next for Decentralized Finance?

Blockchain, Decentralized Internet, Innovation

defiDeFi’s TVL Added $35B in Q1 2021. What’s Next for Decentralized Finance?

Nishank Khanna, Chief Financial Officer of Clarify Capital, told Finance Magnates that one of the most important trends that will develop this year is the continual entrance of corporate investors into crypto assets, including DeFi assets.

“Enterprises will continue to purchase cryptocurrency,” Khanna told Finance Magnates. “Just like regular people, enterprises have a fear of missing out, too. We can expect corporations to continue to invest in cryptocurrencies for a few reasons. Some want to ensure they don’t miss out on an opportunity to make money, while others believe in the DeFi mission and see it as the future of finance.”

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Article: Here’s How You Can Use Decentralized Finance to Draw Passive Income Streams

Blockchain, Money

Here's How You Can Use Decentralized Finance to Draw Passive Income StreamsHere’s How You Can Use Decentralized Finance to Draw Passive Income Streams

The simplest and most convenient means of earning passive income through DeFi is by depositing one’s crypto into a platform that provides users with an APY (annual percentage yield). The core difference here is that while most banks provide users with interest rates ranging between 0.2 percent to 0.6 percent at max, DeFi returns can go as high as 15 percent.

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Article: Why Staking and Lending Protocols Are Becoming Popular With Investors

Blockchain

Why Staking and Lending Protocols Are Becoming Popular With Investors

Over the last week, Bitcoin’s price has oscillated between all-time-highs and sharp sustained losses. The same can be said for many other projects in the cryptocurrency space.

While the volatility makes for thrilling viewing, when it comes to managing investor portfolios, this sort of yo-yoing has led some institutional investors to conclude that the cryptocurrency market is too hot to handle right now.

But such an assumption would be ignoring some of the more promising financial products and services that are emerging from the Web3 space. Chief among them are staking and lending projects that offer more consistent yields than the currencies they are built on.

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